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  • 最优利率和cashback可以申请特批,好信用好收入offer更好。请点链接扫码加微信咨询,Scotiabank -- Nick Zhang 6478812600。
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  • 最优利率和cashback可以申请特批,好信用好收入offer更好。请点链接扫码加微信咨询,Scotiabank -- Nick Zhang 6478812600。

My answer

CIBC divident, you won't be able to earn 1% discount, it is damn "up to 1%". And CIBC will pay you 1% discount on the dollar amount you spend beyond 3000.

American Express, it is the same thing plus, the list of retailer accepting AE is at least 20% shorter than Visa/MasterCard

I have the two cards listed above, but I don't like either one compared to PC Mastercard.

Costco, don't know yet.

PC MasterCard, always 1%, but you have to accumulate 10 dollars to spend it. Anyway, it is better than divident card and AE.
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Replies, comments and Discussions:

  • 枫下家园 / 理财投资税务 / 信用卡,我想申请一张信用卡,不知道现在哪种比较好?不要年费,又有积分,或是其他的奖励的?
    • PC MasterCard
      • VISA CIBC divident = 1% Amercian Express Cash rebate = 1% or Costco Rebate =2% MasterCard PC=1%
        • cibc dividend up to 1%, amex cash up to 1%, amex costco up to 2%, pc master flat 1%, citi sony master flat 1%
        • My answer
          CIBC divident, you won't be able to earn 1% discount, it is damn "up to 1%". And CIBC will pay you 1% discount on the dollar amount you spend beyond 3000.

          American Express, it is the same thing plus, the list of retailer accepting AE is at least 20% shorter than Visa/MasterCard

          I have the two cards listed above, but I don't like either one compared to PC Mastercard.

          Costco, don't know yet.

          PC MasterCard, always 1%, but you have to accumulate 10 dollars to spend it. Anyway, it is better than divident card and AE.
    • SONY card in CITIBANK. You can get point to get free movie tickets.
    • 如果每个月消费在1000以上,用AE的costco卡还可以。这几张卡分别是不同的信用卡公司的。各有一张也不错。有的地方就是只收其中一张的。
    • 想当初中国的牡丹卡还有3%的折扣呢!呜呜,现在可是没有那么好的事情了。