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要战胜六个恐惧的鬼。它们是:
1)害怕贫穷;
2)害怕批评;
3) 害怕生病;
4)害怕失去爱;
5)害怕变老;
6)害怕死亡。
-4_fun(寻开心: 誓别三推); 10-28 {157} (#16358811@0)网银的遵循普遍原则:先息后本。先归还所有已经Accrual的利息,再还本金。从银行角度来说,这个做法更保守和安全。
柜员人工操作的交易往往可以override普遍原则,可以直接全部去还本金了,从计算逻辑上来说,全部去还本金对客户来说更合算。毕竟多还的本金马上就可以不计息了;而提前还的Accrual利息(已计未结利息)本来就不会再计算利息。所以这个做法,更“讨好”客户。
-jianghongca(慎独); 10-24 {360} (#16351602@0) +3